UniCredit Recognized as "Europe's Top Bank" and Receives Several Accolades in Various European Regions at the Euromoney Awards 2025
UniCredit, the leading pan-European bank, has once again proven its dominance in the banking sector. The bank's exceptional results across all lines of business have reinforced its leadership position, following three years of cultural, industrial, and financial transformation.
In the first quarter of 2025, UniCredit delivered outstanding results, characterised by record net profit, a strong return on tangible equity, and growing capital. This stellar performance continued into the second quarter, with the bank posting record net profits of €3.3 billion, and €6.1 billion in the first half of the year, marking the best H1 in UniCredit's history. Core revenues rose to €5.9 billion, and the return on tangible equity (RoTE) reached 24.1%. The bank ended the quarter with a pro-forma CET1 ratio of 16.2%, reflecting strong capital adequacy.
These impressive results have led UniCredit to raise its full-year 2025 net profit guidance to approximately €10.5 billion (up from a previous €9.3 billion target), and to project at least €30 billion in total shareholder distributions with at least €15 billion in cash dividends planned for 2025-2027.
The bank's success is largely attributed to the 'UniCredit Unlocked' industrial transformation plan, which has been driving its current outstanding performance. This ambitious plan focuses on operational efficiency and strategic growth, enabling UniCredit to outperform in a challenging economic environment and to protect itself against potential macroeconomic risks.
UniCredit's commitment to empowering its communities and supporting a just and fair transition across its core markets has also been recognised. The bank was awarded the title of Europe's Best Bank for Small and Medium Enterprises (SMEs), underscoring its dedication to SME customers, currently serving over 2 million SME clients and 15 million retail customers across 13 EU countries.
In addition to being Europe's Best Bank, UniCredit was honoured as Europe's Best Bank for SMEs. The bank also won 15 awards across Europe, including Best Bank in Bosnia and Herzegovina, Croatia, Romania, and Best Bank for Environmental, Social, and Governance (ESG) initiatives in both Italy and Europe. In Austria, Bulgaria, and Italy, the bank was awarded the title of Best Bank for Corporates and Best Investment Bank in Croatia.
UniCredit's CEO, Andrea Orcel, expressed his gratitude to the bank's team members across Europe for their hard work and commitment. He mentioned that the awards underscore UniCredit's commitment and dedication to Italy, where it is headquartered. Orcel also highlighted that the awards underscore UniCredit's commitment and dedication to Italy, where it is headquartered.
With these achievements, UniCredit has transformed into a harmonious group with access to 15 million clients and 13 markets across Europe. The bank's exceptional results enable it to invest for future growth and distributions, leveraging its unique geographic footprint, diverse client base, and varied business segments.
[1] UniCredit Q2 2025 Results: Record Net Profits and Raised Full-Year Guidance (link) [2] UniCredit Unlocked: Delivering Results Ahead of Plan (link) [3] UniCredit's Q2 2025 Results: A Milestone in the Journey of UniCredit Unlocked (link) [4] UniCredit Wins 15 Awards at the 2025 Euromoney Awards for Excellence (link)
UniCredit's financial transformation, driven by the 'UniCredit Unlocked' industrial plan, has resulted in outstanding performance within the banking-and-insurance industry, as demonstrated by its record net profits and raised full-year 2025 net profit guidance. This transformation also includes a focus on empowering businesses, particularly small and medium enterprises (SMEs), having earned UniCredit the title of Europe's Best Bank for SMEs.
The bank's business growth and success have positioned UniCredit as a leading player in the finance sector across multiple European markets, with a diversified client base and varied business segments enabling future growth and distributions.
