The Most Costly Postal Regions in Hawaii, According to Zillow's Statistics Revealed
Exploring the expansive landscape of Hawaii, we've had our eyes peeled for the priciest ZIP codes in each state. Surprisingly, we hadn't delved into the Pearl of the Pacific yet. With shipping costs skyrocketing to transport life's necessities to the islands, it comes as no shock that living expenses are exorbitant. However, we wanted to ferret out the most lavish pockets of Hawaii.
This article presents the crème de la crème of costly ZIP codes in Hawaii, as revealed by the latest data from Zillow's home value index in 2025.
Hawaii's Most Expensive ZIP Codes Unveiled
We mined data from both Zillow's home value index and the 2023 American Community Survey, scrutinizing thousands of ZIP codes from across the U.S. Our focus narrowed in on the 78 ZIP codes that Zillow monitors in Hawaii. Our analysis took into consideration the most recent monthly home values from Zillow – to be precise, December 2024 – as well as the average of 12 months of median home values, recorded from January 2024 to December 2024.
Top 5 Most Costly ZIP Codes in Hawaii
- Coming in at the zenith of Hawaii's most costly ZIP codes is 96714, with Hanalei as its center. This small yet affluent section of Kauai boasts a population where over a quarter of households bring home an annual income of $200,000 or above. The median household income is an impressive $132,115, while the average household income stands tall at $140,126. Back in December 2019, home values already commanded a lofty $1.528 million. However, this median value soared by a whopping 77.2% to an astounding $2.708 million in December 2024.
- Just a stone's throw to the east of ZIP code 96714 lies the second priciest ZIP code in Hawaii – 96754, with Kilauea at its heart. With a more significant landmass than its neighbor and stretching over a longer span of Kauai's northern coast, this ZIP code boasts a population where 20% of households earn $200,000 or more annually. The median household income is $85,428, with the average household income standing at $123,311. Home values in 96754 saw an impressive surge of 70.9% from December 2019 to December 2024, with a remarkable hike between December 2021 and December 2022, from $1.365 million to practically $1.749 million.
- Nestled towards the eastern part of Honolulu, the 96821 ZIP code covers popular communities like Waialae Iki, Aina Haina, and Kuliouou – Kalani Iki. This expansive ZIP code is home to roughly 6,800 households, and it is a veritable haven for the affluent, with more than four-fifths of households making $200,000 or more annually. The median household income is a staggering $174,152, while the average household income is a jaw-dropping $232,927. The home appreciation rate may not have skyrocketed as dramatically as the first two ZIP codes, but it still registered an impressive rise to $1.750 million from close to $1.293 million between December 2019 and December 2024.
- Remaining in the same Oahu neighborhood, the fourth most expensive ZIP code in Hawaii is 96712. This region encompasses a northwestern portion of Oahu, housing locations like Haleiwa, Pupkea, and Waimea Falls. While not all households here command the extraordinary incomes of some of the other ZIP codes we’ve analyzed, the median income of $97,771 is still lofty, and the average household income is an impressive $140,046. Home values inched up at a similar rate to the third most expensive ZIP code, rising by 31.7% from nearly $1.221 million in December 2019 to over $1.608 million in December 2024.
- Taking us back to Kauai, the fifth most expensive ZIP code in Hawaii is 96722. This narrow yet lavish stretch of the northern coast, bordering the Halelea Forest Reserve in the island's interior, saw its home values nearly double over the past five years. This particular ZIP code currently commands a median home value of more than $1.487 million, following a monumental increase of 92.9% from its 2019 value of $771,431.
And there you have it, Hawaii's five most expensive ZIP codes as of early 2025, based on Zillow's home value index and Census Bureau data. Dive into these priceless waterfront locations, but be sure to keep those wallets at the ready!
The most expensive ZIP codes in Hawaii, as revealed by Zillow's home value index in 2025, include 96714, 96754, 96821, 96712, and 96722. These areas are home to some of the richest places in Hawaii, with high median and average household income levels. For instance, the median household income in 96714 is an impressive $132,115, while home values in this ZIP code soared by 77.2% between December 2019 and December 2024.
Analyzing Zillow's data and the 2023 American Community Survey, we found that Hawaii's most expensive places are primarily located on Kauai and Oahu. However, these high costs are not exclusive to Hawaii real estate, as shipping expenses contribute significantly to the overall living expenses in these areas.
In 2025, the top 5 most costly ZIP codes in Hawaii are 96714, 96754, 96821, 96712, and 96722. These locations house some of Hawaii's wealthiest populations, with annual income levels often exceeding $200,000.
The analysis used Zillow's home value index and the 2023 American Community Survey data, with a focus on the 78 ZIP codes monitored by Zillow in Hawaii. Considering the most recent monthly home values from Zillow in December 2024 and the average of 12 months of median home values from January 2024 to December 2024, these findings shed light on the most expensive real estate pockets in Hawaii.
