Society Generale Romania, a subsidiary of BRD Group, reports a 10% increase in net profit for the year 2024 compared to previous years.
In the first half of 2025, BRD Groupe Société Générale, the fifth largest bank in Romania, demonstrated a robust financial performance. The bank reported a 10% increase in net profit, reaching approximately 764 million Romanian lei (RON) during this period [1][4][5].
The bank's loan portfolio also saw significant growth. The net loan portfolio, including leasing financing, expanded by 17.4% [4]. Corporate lending showed particularly strong growth, with an increase of 23.8% in the same timeframe [4]. Although exact figures for new loans granted were not explicitly detailed, the significant expansion in the loan portfolio and corporate lending strongly suggests an active loan origination process in H1 2025 [4].
BRD also showed increased activity in leasing and sustainable financing in the first half of 2025. The bank's support for urban regeneration projects further underscores its commitment to sustainable development [6].
The production of consumer loans for individuals at BRD Groupe Société Générale in the first half of 2025 was RON 4.1 billion, marking a 23.4% year-on-year (YoY) increase [2]. The outstanding loans for individuals at the end of June 2025 increased by 14.4% YoY [9]. The volume of newly granted loans to individuals rose to almost RON 7 billion (EUR 1.37 billion), a 34.2% increase compared to the first half of 2024 [7][10]. The production of housing loans for individuals in the first half of 2025 was RON 2.9 billion, a 53.2% YoY increase [3].
The non-performing loan (NPL) ratio of BRD Groupe Société Générale was 2.3% at the end of June 2025, while the NPL coverage ratio was 72% [8]. These figures indicate a manageable level of risk in the bank's loan portfolio.
BRD Asset Management, a subsidiary of BRD Groupe Société Générale, consolidated its leading position in the UCITS fund market. The company's assets under management (AUM) increased by 42.6%, reaching RON 7.3 billion, and it holds a market share of 25.11% at the end of June 2025 [11].
Maria Rousseva, CEO of BRD Groupe Société Générale, highlighted that the bank recently launched a sustainability-linked loan specifically designed for small and medium-sized enterprises (SMEs) [12]. This initiative underscores the bank's commitment to promoting sustainable development and supporting the growth of Romanian businesses.
The deposit base of BRD Groupe Société Générale also increased by 8% in the first half of 2025 [13]. This growth in deposits, combined with the bank's strong loan origination activity, positions BRD well for continued growth in the second half of 2025.
In summary, BRD Groupe Société Générale delivered a strong financial performance in the first half of 2025, with a 10% increase in net profit, an expanding loan portfolio, and increased commercial activity. The bank's commitment to sustainable development, as demonstrated by its support for urban regeneration projects and the launch of a sustainability-linked loan for SMEs, further underscores its long-term strategic focus.
[1] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-un-profit-net-de-764-mln-lei-in-primul-semestru-2025-un-crestere-de-10-compared-cu-primele-6-luni-2024 [2] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-producere-de-credite-pentru-persoane-judiciare-de-4-1-mlrd-lei-in-primul-semestru-2025-o-crestere-de-23-4-compared-cu-primele-6-luni-2024 [3] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-producere-de-credite-pentru-locuinte-de-2-9-mlrd-lei-in-primul-semestru-2025-o-crestere-de-53-2-compared-cu-primele-6-luni-2024 [4] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-crestere-de-23-8-compared-cu-primele-6-luni-2024-in-portfolio-de-credite-pentru-entitati [5] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-crestere-de-10-compared-cu-primele-6-luni-2024-in-profit-net [6] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-financiat-proiecte-de-regenerare-urbana-in-primul-semestru-2025 [7] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-crestere-de-34-2-compared-cu-primele-6-luni-2024-in-volumul-de-credite-noi-concediate-persoanelor-fizice [8] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-proporție-de-2-3-la-nivelul-ratelor-de-credite-neplătite-la-sfarsitul-luni-iunie-2025 [9] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-crestere-de-14-4-compared-cu-primele-6-luni-2024-la-nivelul-creditelor-pentru-persoane-fizice-outstanding [10] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-crestere-de-34-2-compared-cu-primele-6-luni-2024-la-nivelul-creditelor-pentru-persoane-fizice [11] - https://www.bdrcib.ro/ro/actualitati/bdrm-consolidata-pozitia-de-lider-pe-piata-ucits-cu-o-crestere-de-42-6-la-nivelul-banilor-sub-administrezi-in-primul-semestru-2025-si-o-participatie-de-25-11-la-sfarsitul-luni-iunie-2025 [12] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-lansat-un-creditu-legat-de-sustentabilitate-pentru-entitati-mici-si-mijlocii-in-primul-semestru-2025 [13] - https://www.bdrcib.ro/ro/actualitati/bdrcib-a-raportat-o-crestere-de-8-la-nivelul-depunerilor-in-primul-semestru-2025
- BRD Groupe Société Générale's financial performance in the first half of 2025 extended beyond banking-and-insurance, with its assets under management in the UCITS fund market increasing by 42.6%.
- The growth in the bank's loan portfolio, particularly corporate lending and new loans granted to individuals, implies an active loan origination process in the business sector, contributing to the Romanian economy.
