Social Security Payment Timetable for August
Social Security beneficiaries can mark their calendars for the upcoming August 2025 payments, as the schedule has been announced. Here's a breakdown of the payment dates based on your birthday and other factors.
For those who started receiving benefits after May 1, 1997, the payment dates will depend on your birthday group. If your birthday falls between the 1st and 10th of your birth month, your payment will be distributed on Wednesday, August 13, 2025. If your birthday is between the 11th and 20th, you'll receive your payment on Wednesday, August 20, 2025. Those with a birthday between the 21st and 31st will get their payment on August 27, 2025.
However, if you began receiving benefits before May 1997, or if you receive both Social Security and Supplemental Security Income (SSI), your payment will be sent on August 1, 2025.
SSI recipients will receive two payments in August 2025. The first payment will be made on August 1, as usual, and the second one, which is for September, will be distributed early on August 29, 2025, due to Labor Day falling on September 1.
The Social Security Administration (SSA) prepares payment schedules in advance to ensure on-time delivery of checks. This includes the recent cost-of-living adjustment (COLA), implemented in January 2022, which added a little less than $50 to the average monthly benefit of about $1,900.
If you don't receive your electronic Social Security payment on the scheduled date, contact your bank or financial institution for assistance. If your payment date falls on a weekend or holiday, you'll receive your payment early.
The Social Security Fairness Act (SSFA), signed in January, has led to bigger monthly Social Security checks starting from April 2025. This act has eliminated the Government Pension Offset (GPO) and the Windfall Elimination Provision (WEP), which previously affected certain recipients' payments. As a result, spouses affected by the GPO repeal should see an average increase of $700, and surviving spouses should get a $1,190 increase, on average. Those affected by the WEP should see an average increase of $360 in their monthly checks.
Remember, if you still need help after contacting your bank or financial institution, you can call the Social Security Administration at 1-800-772-1213 (TTY 1-800-325-0778) or contact your local Social Security office.
For more guidance on retirement savings, consider the six-week series "Invest for Retirement." If you receive auxiliary benefits on someone else's earnings record, your payment date is determined by that person's birthday, not yours.
For further reading, check out "The Average Social Security Check by Age", "Social Security Basics: 12 Things You Must Know About Claiming and Maximizing Your Social Security Benefits", "When To Take Social Security Payments: Your Age is Key", and "Retirement Calculator: How Much Do I Need to Retire?"
[1] Source: Social Security Administration [3] Source: Forbes [5] Source: AARP
In the realm of personal-finance, defi enthusiasts might find it impressive that the Social Security Administration (SSA) has increased the average monthly benefit by almost $50 due to the recent cost-of-living adjustment (COLA), enhancing the financial security of a significant number of individuals. Additionally, for those who receive both Social Security and Supplemental Security Income (SSI), it's essential to note that their August 2025 payments will be sent on August 1 and August 29, respectively, due to the Labor Day holiday.
