Regnology, a Regtech company based in Germany, will acquire the Financial Regulatory Reporting (FRR) unit of Wolters Kluwer.
Berlin-Based Fintech Startup Credibur Raises $2.2 Million to Revolutionize Debt Facility Management
Berlin, Germany - Fintech startup Credibur, founded in 2024, has made significant strides in digitizing debt facility management for non-bank lenders. The company has developed a modular, API- and AI-driven SaaS platform that automates and streamlines the entire credit lifecycle, replacing manual, Excel-based processes.
Credibur's platform supports the full lifecycle of institutional funding, including structuring, reporting, contract management, capital calls, and the administration of special purpose vehicles (SPVs). This innovative solution is aimed at non-bank lenders like buy now, pay later providers, factoring, and leasing companies, as well as institutional capital providers such as asset managers, debt funds, and family offices.
In July 2025, Credibur raised $2.2 million in pre-seed funding, led by European fintech VC Redstone, with participation from MS&AD Ventures and Inovia Capital, as well as notable fintech angel investors. The funding will be used to further develop Credibur's API- and AI-first infrastructure, acquire new customers, and grow its team.
The private credit market in Europe is valued at €430 billion, and Credibur's platform aims to improve operational efficiency by reducing manual reporting by up to 90%, providing full visibility to capital providers, and lowering capital costs significantly. The startup has already secured its first pilot customers and is positioning itself as a key infrastructure layer in digitizing this market.
"Excel-based and manual workflows are a key bottleneck in managing structured credit portfolios," says Nicolas Kipp, founder and CEO of Credibur. Kipp brings experience from embedded lending platform Banxware and as Chief Risk Officer at Ratepay to the table.
Other business angels who invested in Credibur include Malte Rau, Estelle Merle, Charlotte Pallua, and Bjarke Klinge Staun. MS&AD Ventures in Silicon Valley and Canadian VC firm Inovia also participated in the funding round.
With this funding, Credibur is emerging from stealth and poised to transform the debt facility management landscape for non-bank lenders and institutional capital providers. The startup is set to address inefficiencies in this sector, facilitating scalable, transparent, and more accurate credit operations between alternative lenders and institutional investors.
- The technology sector, specifically the fintech industry, is set to witness a transformation with Credibur's advancements in automating debt facility management for non-bank lenders, as they leverage artificial intelligence in their modular, API-driven SaaS platform.
- Asset managers, debt funds, and family offices, as well as other institutional capital providers, are increasingly interested in the business opportunities present in the private credit market, with Credibur's platform aiming to streamline this market by reducing manual reporting by up to 90%, providing full visibility, and significantly lowering capital costs.
- Credibur's funding from venture capital firms like Redstone, MS&AD Ventures, and Inovia Capital indicates a growing interest within the finance industry in supporting businesses that use innovative technology, such as artificial-intelligence, to revolutionize traditional sectors like debt facility management.
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