PM Awas Scheme (PMAY) Deadline Extension and Essential Information Summarized
The Pradhan Mantri Awas Yojana (PMAY), a government initiative aimed at ensuring "Housing for All" by 2025, has recently extended the registration deadline, allowing more citizens to benefit from the scheme. This extension is valid until the end of 2025, although the deadline varies from state to state.
The PMAY offers financial support of up to ₹1.2 lakh per beneficiary for constructing a new house or enhancing an existing one. The scheme promotes affordable housing through subsidies and financial support, providing subsidized home loans through the Credit Linked Subsidy Scheme (CLSS) with varying interest subsidies for different income groups.
The PMAY has two components: PMAY Urban (PMAY-U) and PMAY Gramin (PMAY-G), catering to urban and rural areas respectively. To apply under PMAY, the applicant must not own a pucca house anywhere in India, not have availed of any central or state government housing scheme previously, and meet certain income criteria.
Priority is given to differently-abled persons, minorities, senior citizens, and transgender applicants under the PMAY scheme. Required documents for PMAY application include Aadhaar card, income certificate, address proof, identity proof, bank account details, affidavit of not owning a pucca house, caste certificate (if applicable), and disability certificate (if applicable).
The construction of homes under PMAY generates jobs and supports allied industries like cement, steel, and logistics. Permanent homes under PMAY reduce urban slums, enable better schooling for children, and improve safety. Applicants can apply for PMAY online by visiting the official PMAY website and following the provided steps.
For registration, the PMAY-U 2.0 process is ongoing, but the application procedure has changed compared to Phase 1, with verticals replaced in Phase 2. The demand survey for PMAY is being carried out by Urban Local Bodies (ULBs) online and offline free of cost. Eligibility and application details, including online and offline submission methods with Aadhaar linkage, remain as before.
States like Tamil Nadu, Odisha, Madhya Pradesh, Arunachal Pradesh, and others continue to receive funds and support under the PMAY-U scheme for the FY 2024-25 and FY 2025-26 cycles as per the central releases, indicating ongoing implementation efforts.
In summary, the current status is that the overall project completion deadline has been extended nationally to December 31, 2025, with states continuing implementation and fund releases under the same guidelines. Registration continues under the updated PMAY-U 2.0 process with no separate state deadline extensions noted. The PMAY encourages slum redevelopment using a public-private partnership model and aims to improve the standard of living by providing permanent homes, which in turn improves access to sanitation, electricity, and water. Preference for house registration is given to female members in women-headed households for most PMAY categories.
The Pradhan Mantri Awas Yojana (PMAY) facilitates financial assistance for businesses involved in the construction sector, as it generates jobs and supports industries like cement, steel, and logistics. Furthermore, the PMAY scheme aims to bolster the business of housing finance by providing subsidized home loans through the Credit Linked Subsidy Scheme (CLSS), thereby encouraging the growth of affordable housing in urban and rural areas.
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