Monthly/Yearly Private Finances
In a modern and innovative savings bank, a unique opportunity has arisen for a Private Financing Specialist. This role, which can be part-time or full-time, is designed for an individual who thrives on managing client financing needs while maintaining a focus on risk management and compliance.
Key Responsibilities
As a Private Financing Specialist, you will be tasked with analyzing clients’ financial statements, assets, and liabilities to assess financing needs and credit risk. Your role will also involve structuring and recommending appropriate loan and financing products, preparing and negotiating credit proposals, managing loan portfolios, and maintaining accurate documentation to ensure compliance with financial regulations.
Collaboration with other departments, such as risk management and legal, will be essential for comprehensive financing solutions. Building lasting client relationships through excellent customer service and tailored advice is a crucial aspect of this role.
Qualifications
A Bachelor’s degree in Finance, Economics, Business Administration, or a related field is often preferred or required. Strong understanding of banking products, credit analysis, and financial regulations is essential, along with proficiency in financial modeling and credit risk assessment.
Excellent analytical, communication, and negotiation skills are a must, as is experience with banking or financial software systems. Certifications such as Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA) can be advantageous, and previous experience in banking, finance specialist roles, or private banking is often expected.
Rewards and Benefits
This role offers a competitive salary with performance bonuses tied to loan portfolio growth and risk management effectiveness. Opportunities for professional development and certifications are plentiful, with career advancement pathways within banking and financial services institutions.
You will also have access to a dynamic work environment with exposure to a diverse client base. Benefits often include health insurance, retirement plans, and other employee perks typical of modern financial institutions. The salary for the position is according to TVöD-S and includes a success-oriented bonus.
The work environment is characterised by flat hierarchies, short decision-making paths, and a team-oriented atmosphere. This role blends financial expertise with personalised client service, emphasising risk management and compliance while supporting the strategic financial objectives of both clients and the bank.
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As a Private Financing Specialist in the modern and innovative savings bank, you will be responsible for analyzing economic and social policy through assessing clients' financial statements, structuring appropriate loan and financing products, and maintaining compliance with financial regulations. Your personal-finance skills, including proficiency in financial modeling and credit risk assessment, will be crucial in optimizing client financing needs while ensuring risk management and adherence to financial regulations.
