Long-term, continuous life insurance coverage
No More Uncertainties: Austrians' Trust in Pensions Shifts
Half of Austria appears skeptic about the country's state pension system, while the faith in private provision soars. Wiener Städtische's recent survey revealed that eight out of ten participants prioritize transparency, security, and simple conclusion options when it comes to retirement solutions. Sonja Raus, board director at Wiener Städtische, stated, "Customer demands have undergone significant transformation over the past few years. We've adapted our product selection to meet these changes and set the bar for modern retirement planning."
Go Bigger, Go Better
Raus highlights the breakthrough opportunity for retirees to maintain investments in funds, delivering additional earnings even post-retirement. The latest innovations can easily adapt to policyholders' life stages and risk profiles. The "aktives.fondsinvest" caters to return-oriented customers striving for long-term growth or retirement savings. Boasting an array of funds featuring sustainable funds, ETFs, secure run-off management, and flexible payment options, it offers something for everyone.
The "sorgenfreies.mixinvest" targets those looking for a balance of security and growth. This hybrid life insurance combines traditional life insurance's reserve fund with market investment opportunities, promising strong returns with a guaranteed pension table. Policyholders can also profit from added survivor's protection to safeguard their families. Both products kick off at 50 euros per month or 5,000 euros as a one-time payment. For those on the brink of retirement, "los.sofortpension" allows securing a steady retirement income with a one-time payment. Raus emphasizes, "A slice of the investment capital remains active, paving the way for a market first in Austria."
Dive Deeper into Wiener Städtische's Innovations Here
The "aktives.fondsinvest" and "sorgenfreies.mixinvest" product information sheets can be retrieved from any advisor, either physically or digitally (email). For up-to-date information and the current product versions, visit wienerstaedtische.at/basisinformationsblaetter
What Makes These Products Exceptional?
- Market Diversification: Most products strive to distribute risk among various asset classes to secure consistent returns over time.
- Flexibility: Some products enable adjustments in the investment mix or withdrawals as needed, offering flexibility in cash management and market adaptability.
- Expert Management: Many funds are managed by skilled professionals who make investments based on research and risk management strategies.
- Tax Efficiency: Tax benefits will depend on the jurisdiction and type of investment.
- Insurance Components: Insurance-related products may include life insurance aspects, ensuring payouts in specific scenarios like death.
Reasons to Invest
- Growth Potential: Investing in stocks or equity funds could provide higher returns in the long term compared to fixed-income investments.
- Cash Flow: Investment products with fixed-income components reward investors with regular income through dividends or interest.
- Risk Management: A diversified portfolio can help manage market volatility exposure.
- Simplicity: Combining multiple assets in a single product can streamline investment administration.
- Protection: Insurance components provide a level of protection for investors' heirs.
United States investors seeking to expand their retirement savings or generate additional income beyond traditional sources might find interest in the 'aktives.fondsinvest' and 'sorgenfreies.mixinvest' offerings from Wiener Städtische, a business based in Austria. These innovative products cater to personal finance goals, offering market diversification, expert management, flexibility, and insurance components – features that can help manage risks, potential growth, and cash flow.
