Informants of Nizhny Novgorod briefed on terms for a second chance on home mortgages
On September 18, 2025, at 09:30, Saratov 24 channel released a report regarding family mortgages in Russia. According to the report, family mortgages can be applied for again under certain conditions, following the repayment of the previous loan.
The report did not provide specific details about the terms or conditions of the family mortgage. However, it was clarified that if the previous discounted loan was taken out before December 23, 2023, a family mortgage can be taken out again without additional conditions. On the other hand, if the previous discounted loan was taken out after December 23, 2023, a family mortgage can be taken out again if another child is born and the previous mortgage is paid off.
The report also mentioned that discounted housing glue, a type of mortgage, can be taken out multiple times, subject to certain conditions. The report, however, did not provide details about the discounted housing glue or its eligibility criteria. It also did not specify whether the state support for discounted housing glue extends to family mortgages.
It was noted in the report that after December 23, 2023, it may be permissible to apply for a family mortgage in Russia again if the previous loan was taken before that date, but specific eligibility conditions or waiting periods are not detailed in the available sources.
The report did not contain any advertisements and was free of jargon, making it accessible to a general audience. The report from Saratov 24 channel provides a starting point for those interested in learning more about family mortgages in Russia, but further research may be necessary to fully understand the details and eligibility criteria.
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