German Banks Deutsche Bank and Postbank Implement Fixed-Rate Actions: Enjoy High-Interest Rates Immediately
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German Bank and Postbank Elevate Their Fixed-Term Deposit Game
Starting January 2, both German Bank and its subsidiary, Postbank, have jumped into the fray in the ongoing war for savings accounts, launching a new fixed-term deposit action. Here are the tasty interests they are offering to attract savers.
German Bank and Postbank's Fresh Offering
Fed up with the EZB rate cuts? Worry not! These banks haven't let the cuts dampen their spirits. They've rolled out a new fixed-term deposit offer that's sure to catch every saver's attention.
Twelve-Month Term, Two-Point Two-Five Percent Rate
You heard that right! This offer applies to new deposits with a minimum investment of 2,500 euros and a maximum of 100,000 euros. The funds must not have previously been on accounts with either bank.
Here is Postbank's attractive offer, and here is German Bank's.
Fine Print to Consider
Here is the
With a fixed-term deposit, a three-month notice period is required. Failure to act will lead to automatic renewal for another twelve months under the prevailing terms.
So, Is It Worth the Hype?
At 2.25%, the offer might not seem exceptionally enticing. But fear not! If you're in search of a better return, there are greener pastures out there. Check out the BÖRSE ONLINE Fixed-Term Deposit Comparison. Here you might find rates as high as 2.75% for a twelve-month term.
Additional Reading
- Mega-Action at Neobroker: Secure Cashback on Your ETF Savings Plan Now
- Watch Out: New High for Savings Accounts - Here's Where You Can Get the Highest Yields Now
Note: This comparison employs affiliate links sometimes. By clicking these links (e.g., "Open Account"), we might earn commissions, which have no impact on our unbiased content. We're here to offer you independent, straightforward information to help you make informed financial decisions.
Stepping back, here's a bit of context to appreciate the banks' current fixed-term deposit offerings:
- Eurozone Rates: As of June 2025, the European Central Bank (ECB) decreased the key deposit rate to 2.00%. The main refinancing operations and marginal lending facility rates currently stand at 2.15% and 2.40%, respectively[2]. This reduction stems from easing price pressures and economic uncertainties stemming from global trade tensions.
- German Interbank Rates: In April 2025, the three-month interbank rate in Germany was 2.25%, down from 2.44% in March[3]. It's predicted to drop further, potentially reaching 1.75% by the end of the quarter[3].
- Alternatives: The Börse Online platform could offer financial products beyond deposit accounts but is mainly known for online trading services for stocks, bonds, and other securities.
- Comparison: To discover the most accurate and latest information regarding fixed-term deposit rates from German Bank, Postbank, or alternatives like online platforms, it is best to visit their official websites or consult financial advisors. Given the current interest rate environment, banks are likely adjusting their rates to stay competitive while reflecting broader economic conditions.
Here is the
In the realm of personal-finance, both German Bank and Postbank have launched a fixed-term deposit action to attract savers, offering a rate of 2.25% on investments between 2,500 and 100,000 euros. However, for those seeking higher saving returns, consider the BÖRSE ONLINE Fixed-Term Deposit Comparison, where rates as high as 2.75% for a twelve-month term can be found.
