Account holders of Discover credit cards: Look for possible cash-backs of up to $50 in your accounts due to new offers, specifically tailored.
Claiming Targeted Cash-Back Offers with Your Discover Credit Card
Discover credit cardholders can take advantage of targeted cash-back offers, but not all users are eligible. To find and claim these offers, log into your Discover account on their official website or mobile app. Once logged in, navigate to the rewards or cash-back section where Discover lists quarterly rotating 5% cash-back categories.
Each quarter, Discover offers cash-back bonuses on various purchase types, such as grocery stores, gas stations, and restaurants, up to a spending limit of $1,500 per quarter. After reaching this limit, the cash back drops to 1% on other purchases. You can view the current and upcoming bonus categories on your account’s rewards dashboard or sometimes in email communications from Discover.
To earn the maximum rewards, activation of these 5% bonus categories is required every quarter and takes only a few seconds. Activation deadlines correspond to the end of each quarter, so it's important to activate before then to qualify for bonuses that quarter.
As an added benefit, Discover automatically matches all the cash back you earn in your first year as a new cardholder, effectively doubling your rewards without extra action required.
To claim additional cash-back offers, adding an authorized user to your Discover credit card account can earn a $50 cash-back bonus as a statement credit. The process of adding an authorized user is simple, but some banks may have a minimum age requirement for authorized users on credit card accounts.
Keep in mind that these Discover promotions have deadlines, so it's essential to complete the spending requirements by the given dates. Also, these promotions do not require shopping at a particular store to receive the statement credit. The end date for each offer may vary depending on the specific offer received.
Discover cardholders can check for offers online by logging into their account and looking for alerts for a new promotion. Some banks may offer multiple promotions, such as $20 cash-back in 2 offers and $50 cash-back in another. The $50 cash-back bonus is awarded when an authorized user makes a purchase on their card.
In summary, to claim targeted cash-back offers on Discover card purchases:
- Log into your Discover account online or via mobile app.
- Visit the rewards or cash-back offers page.
- Activate the current quarter’s 5% bonus categories before the quarterly deadline.
- Make purchases qualifying for those categories to earn the cash back.
- Add an authorized user to your Discover credit card account to earn a potential $50 cash-back bonus.
- To enhance your personal-finance by earning extra cash-back on your Discover credit card purchases, regularly visit the rewards or cash-back offers page within your Discover account online or via mobile app.
- By managing your Discover account wisely, not only can you maximize the 5% cash-back on quarterly rotating categories, but also earn an additional $50 personal-finance boost by adding an authorized user to your card.
